Alphabetical Index

A–Z Glossary

Every concept on Cognivay, in order, with a one-line definition. Open any entry for the full four-depth breakdown.

A

APITechnology
Application Programming Interfaces that allow different software programs to communicate.
APRMoney
Annual Percentage Rate — the annualized cost of borrowing including fees.

B

BlockchainTechnology
A cryptographically secured, decentralized digital ledger distributed across a computer network.
Borrowing CostsMoney
The total expense paid to access borrowed funds, including interest and origination fees.

C

Central BanksEconomics
National institutions that manage currency, interest rates, and financial stability.
Compound InterestMoney
Interest earned on both the initial principal and previously accumulated interest.
Consumer Price IndexEconomics
A benchmark metric measuring average price changes in a representative basket of goods.
Cost of LivingEconomics
The baseline amount of money needed to sustain a standard level of life in a given area.
Credit CardsMoney
Revolving credit lines allowing deferred payments with steep interest on unpaid balances.
CryptocurrencyTechnology
Digital or virtual currencies secured by cryptography and decentralized consensus.

D

DecentralizationTechnology
The transfer of control and decision-making from a centralized entity to a distributed network.
Dollar-Cost AveragingMoney
Investing fixed dollar amounts at regular intervals regardless of asset price fluctuations.

F

Feynman TechniqueLearning
A four-step mental model for learning anything deeply by explaining it in plain, simple language.
First Principles ThinkingLearning
Breaking down complex problems to fundamental truths and reasoning up from there.

I

Index FundsMoney
Low-cost investment funds designed to mirror the performance of a broad market index like the S&P 500.
InflationEconomics
The gradual increase in prices over time and the decline in currency purchasing power.
Interest RatesEconomics
The cost of borrowing money or the reward for lending and saving.
InvestingMoney
Allocating capital with the expectation of generating future income or capital gains.

L

LoansMoney
Lump sums borrowed that must be repaid over time with interest.

M

Monetary PolicyEconomics
Actions taken by central banks to manage currency supply and economic stability.

N

Neural NetworksTechnology
Computing models inspired by biological brain neurons that learn patterns from data.

O

Opportunity CostEconomics
The potential benefit forgone when choosing one alternative over another.

P

Purchasing PowerEconomics
The quantity of real goods or services that one unit of currency can buy.

Q

Quantum ComputingTechnology
Computation leveraging quantum mechanical phenomena like superposition and entanglement.

S

SavingsMoney
Money set aside for emergencies or future goals rather than spent immediately.
Smart ContractsTechnology
Self-executing digital contracts with the terms of agreement directly written into code.
Spaced RepetitionLearning
An evidence-based learning technique that reviews material at systematic increasing intervals.
Supply and DemandEconomics
The fundamental market model explaining how prices adjust based on availability and desire.

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